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Want to get an idea of the approximate current value of your RBC® Equity-Linked GICDisclaimer1? Try the RBC Equity-Linked GICs Return Calculator. While, the actual return cannot be calculated prior to the maturity of your RBC Equity-Linked GIC and will likely differ from the return as provided by the calculator, this tool can give you an approximate idea of your equity-linked GIC's likely performance.

GIC Details

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RBC U.S. MarketSmart GIC (S&P 500 Index Linked)


The blue graph line displays the performance of the underlying index.
The band across the graph represents the minimum and maximum return values of your GIC
The graph provides zoom in capability using the horizontal scroll bar at the top of the graph for a selected timeframe

For Indication Purposes Only


Based on the purchase date of January 22, 2021, your estimated variable rate of return is: 1.50%Disclaimer2 (for indicative purposes only). Note that the Current Index Level used in this calculation is based on the average of the latest month-end reference index values (up to a maximum of 12 months).

Based on the purchase date of January 22, 2021, your GIC will mature on approximately January 22, 2023.

For indication purposes only, the variable rate of return is: 1.50%Disclaimer2.

Current value of investment


Original investment


Minimum Return


Participation Factor


Maximum Return


Index Base Level (IBL)


Current Index Level


Note: This calculator should not be used to provide an indication of the lock-in returnDisclaimer3

The RBC Equity-Linked GICs Return Calculator ("Calculator") provides an approximate current value of your RBC equity-linked GIC based in part on the accuracy and completeness of the information you have provided. The approximate current value is provided for illustrative and general information purposes only, and is not intended to provide specific financial or other advice, and should not be relied upon in that regard. Royal Bank of Canada does not make any express or implied warranties or representations with respect to any information or results in connection with the Calculator and will not be liable for any losses or damages arising from any errors or omissions in any information or results, or any action or decision you make in reliance on any information or results.

We're here to help

Questions about your GIC? Let's talk by phone or in person at your nearest RBC Royal Bank® branch. You can also check out the personal (opens new window) or business (opens new window) GIC pages of our website for more details.